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Have you bought a Citroen car? The famous French car maker, founded by Andre-Gustave Citroen in 1919, has a long history of innovation and style. Today the modern Citroen range includes the 'Super mini' C1, the C3, C4 and C5 plus 'Picasso' versions of the C3 and C4 plus other models such as the C4 Cactus, the Nemo and the C5. Where ever you are buying your vehicle from a Main agent or a used car dealer there is a good chance they will offer you a range of protection products for the purchase. We think we can offer better products and better value.
Find out what Total Loss Gap can offer you to protect your car.
There are five basic products that we can provide for your Citroen.
If you are considering a Gap Insurance policy for your Citroen then this is how our Total Loss Gap Insurance product can work for you.
If you buy your new vehicle and it is involved in a fire, theft or accident in the future that leads to the motor insurer declaring the vehicle a 'total loss' or 'write off' then this may involve your fully comprehensive insurer only offering you the value of the vehicle at point of loss, not the price you paid for it. A Total Loss Gap Insurance policy can cover the difference between the motor insurer's settlement and the highest of:
Let's say you buy a brand new Citroen C1 HATCHBACK 1.0 VTi Touch 3dr for £8400. Let's also assume you take it on PCP finance over 4 years with a balloon payment of £2500 in 4 years time.
After 3 years your Citroen is stolen, and your motor insurer offers a settlement of £3000 and your finance settlement is £3500.
Your Total Loss Gap will cover the difference between the motor insurers settlement at £3000 and the higher of
So in this case, the Total Loss Gap Insurance policy would cover to the replacement cost (£9000), as this is the highest when you make a claim, from the £3000 your motor insurer has settled. Out of your total £9000 you can pay off your finance at £3500. This will leave you £5500 for a deposit for a new vehicle in this example.
The policy will also cover up to £1500 of additional dealer accessories, shown on the sales invoice when you bought the vehicle. Items could include paint protection treatments or tow bars for example.
Finally, the policy can also cover up to £250 or any excess deducted from the motor insurers settlement at point of total loss.
The idea with Total Loss Gap Insurance is that it provides the very best outcome and takes away the initial guesswork when you are buying your car. How do we do this?
If you are considering Gap Insurance for your vehicle then, once you have done your research you will probably be faced with a choice of potentially three different types of Gap Insurance, namely
Now the obvious question is 'Which one is best for me?'
The answer is maybe. It depends on a number of factors; how you bought the vehicle, did you take it on finance, if so, how much deposit did you put in? Did you get a discount on the Citroen, how much more may it cost to replace? The list really does go on.
Then when you have considered all of these questions you are faced with working out how much cover you need. This is done by selecting a 'claim limit' on the policy. Your motor dealer may have offered you a Gap Insurance with a fixed claim limit, with no option to change this even if it is potentially not enough for the vehicle purchase you are making.
These variables create plenty of doubt and confusion. Let's be fair to come up with the perfect answer your would probably need to have a crystal ball! Or maybe you could just use a Total Loss Gap Insurance. Why? simply because with Total Loss you will get the best solution should the worst happen to your car.
For a quotation please just follow this link Total Loss Gap Insurance for your Citroen
If you have an Citroen then you, no doubt, have a very nice set of shiny alloy wheels on the car. When you pick up your vehicle they will look pristine, but driving on today's roads it can be very difficult to keep them that way. That is why more and more people are looking to Alloy Wheel Insurance to cover the cost of repairing damaged alloys. Again this is where Total Loss Gap can provide you with, what we believe is one of the very best Alloy Wheel Insurance products on the market today.
Before we get to just why the Alloy Insurance from Total Loss Gap may stand out from the crowd, first we will explain exactly what alloy wheel insurance does.
If you suffer accidental or malicious damage to your alloy, and a typical example of this would be when you rub against a kerb and scuff the alloy, then the cost of this unsightly repair can be something like £50-£100. Not something that will bring joy to your day!
With Alloy Wheel Insurance from Total Loss Gap you can cover the cost of such a repair. If you claim on the policy then our Claims Team will arrange for a mobile repairer to come to your home, or place of work and do the repair in situ. If the repair is such that it cannot be done my the mobile repairer then we can send the alloy off to a specialist factory refurbisher by courier.
Just a few reasons for you
For more details on our Alloy Wheel Insurance please follow this link - Total Loss Gap Alloy Wheel Insurance for Citroen
Tyre Insurance is designed to protect you against the costs of replacing, or repairing a tyre on your Citroen that may have damaged maliciously or accidentally. An example of this may be where your drive over a pot hole, or a nail, and your tyre suffers damage that may need it to be replaced. The costs of replacing a tyre can be relatively high, however, if you take a tyre insurance policy then you can cover these costs should these incidents occur.
Just a few reasons for you
For more information on how Tyre Insurance may work for your Citroen please follow this link - Tyre Insurance for Citroen
If you are considering both the Alloy Wheel Insurance AND the Tyre Insurance for your Citroen, then a Complete Wheel Protection package may be perfect for you. This policy simply combines the Alloy Wheel Insurance and the Tyre Insurance into one policy. You get all the features for each policy, as if you bought them separately, but by combining the cover the cost of the policy is lower than buying the individual products.
To confirm the features of the Alloy Wheel Insurance and Tyre Insurance combined means :
All rolled into one convenient policy.
For more details on the Complete Wheel Insurance protection for your Citroen please click this link - Complete Wheel Protection for Citroen
Have you ever suffer the annoyance of getting a scuff on your bumper, or perhaps a trolley ding in the side of your car? The beautiful condition you picked up your vehicle in can be very hard to maintain with the increased traffic on the UK roads, and the seemingly tighter spaces found in car parks. The sinking feeling you get when you return to your vehicle to see damage to your bodywork can be aggravating and expensive to repair.
Of course, you do have the option of claiming for these types of damage on your comprehensive motor insurance policy. However, this may affect your no claims bonus and your subsequent annual premiums. This seems to add insult to injury for many.
The alternatives include taking a Scratch and Dent Insurance policy that will allow you to cover the costs of minor cosmetic damage on your vehicle in one insurance product. Now Scratch and Dent Insurance is not a miracle cure for any type of damage on a vehicle. For example, where the damage is such that it has to be repaired by a body shop then we cannot cover this type of eventuality. How the Scratch and Dent Insurance would work is where you get a scuff or scrape that can be repaired by a mobile repairer using the SMART repair techniques. Scuffed bumpers and trolley dings to your doors are typically the type of damage that can be claimed for on this policy.
Just a few reasons
For more details on Scratch and Dent Insurance please click the following link - Scratch and Dent Cosmetic Repair Insurance for Citroen
So there you go, a range of Insurance products available for your Audi car purchase from Total Loss Gap. If you need any further information please call us on 0800 195 4926 or 0151 647 7556 or email us via this link - Email Total Loss Gap
* Pre existing damage prior to the policy purchase is not covered.
Please note we are not the official Citroen provider for these products, we simply offer an independent source for products suitable for your car purchase and allow you to compare them with the cover offered by your dealer. Should you wish to get details regarding the official Citroen products then please refer to your Citroen dealer.