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About Us


Total Loss Gap is one of the leading brands owned and operated by Aequitas Automotive Limited in the UK. Aequitas Automotive Limited effectively act in a similar way to an insurance broker and have access to a number of different brands and underwriting insurers. Other brands owned and operated by Aequitas include, Gap Insurance 123 and Easy Gap. 


We have access to the different brands to give you as many solutions as possible. Different brands will specialise in different things, some will offer cover for vehicles used as a Taxi or vehicles that are over 8 years old but only have a low mileage etc. 


Aequitas Automotive Limited is Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 821163. Aequitas Automotive Limited’s permitted business is arranging general insurance contracts and consumer credit broking, but not as a lender.


Regulated by the FCA, we have the ability of providing market leading policies developed to benefit each different circumstance. Our extensive industry knowledge has allowed us to work closely with a number of underwriting insurers, to produce features and benefits not found anywhere else in the UK. 


Total Loss Gap was designed to take the guess work out of Gap Insurance. No more having to decide which policy is best for you or what would be a suitable claim limit should you need to make a claim. Instead, one combined policy with no upper claim limit to give you the peace of mind you deserve when purchasing Gap Insurance online.


About Total Loss Gap, UK Based Gap Insurance Providers



Frequently Asked Questions

Where are we based?

Customer Service Team - Hamilton Square, Birkenhead, Wirral, Merseyside.

Claims Team - Westthorpe Business Park, Killamarsh, Sheffield, South Yorkshire.

How are you protected?

All policies are financially protected by the Financial Services Compensation Scheme in the UK.


Quote Me

Independently Verified 5*

Customer ratings

Featured within the Which? Report on Gap Insurance.

Protected by the Financial Services Compensation Scheme.


Your policy is fully FCA regulated and backed by the Financial Services Compensation Scheme.

4.9 OUT OF 5
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Total Loss
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