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Run Flat Tyre Insurance


What is Run Flat Tyre Insurance? | Is it worth it & How does it work?


A Total Loss Run Flat Tyre Insurance policy has many features you may struggle to find in other policies.


Total Loss Run Flat Tyre Features

  • No excess to pay when you make a claim
  • Choose either up to 2 or 4 claims per year.
  • Uk-Based Claims Team
  • Uk Based Call Centres
  • Cover for accidental as well as malicious damage
  • Cover for up to and including 22-inch wheels.
  • Cover for up to 4 years.
  • There are no waiting periods. *

*If you have purchased a brand new car and bought a policy before you took delivery

  You can buy tyre insurance for wheels up to 22inch  You can claim up to £350 per replacement Run Flat tyre

What is Run Flat Tyre Insurance? | Is it worth it, & How does it work?


Run Flat Tyre Insurance, like standard Tyre Insurance, is designed to cover the financial implications of a puncture or replacement tyre.


Theoretically, it is possible to repair a Run Flat Tyre. The reality is that it is almost impossible. The technology within a Run Flat tyre usually ensures that it can't be repaired following a puncture, whereas a standard tyre is more likely to be repairable. Therefore, more and more drivers will look to insure against the cost of this happening. 


More manufacturers are fitting their vehicles with Run Flat tyres as standard, seeing it as a significant safety advantage.


The idea and ability of Run Flat tyres are excellent; the tyre will stay inflated despite incurring a puncture for up to 100 miles at a limited speed.


This should give you enough time to drive to a local garage to have the tyre repaired or replaced, which is ideal should you be stuck in the middle of nowhere or if it happens late at night. However, the chances are then increased in you having to replace the tyre rather than repair it and therefore, the cost increases from a standard puncture repair of, say, £10/£20 to replacing it at the cost of, say, £150 upwards. 


Run Flat Tyre Insurance is therefore designed to cover the cost of this happening. Rather than you having to pay for the puncture repair or the cost to replace it, this form of insurance will do that for you. 



Is Run Flat Tyre Insurance worth it?


For some people, the chances of incurring puncture damage are increased; for others, it may only happen once in a blue moon. If you are someone who has had several punctures over the last few years, yes, it's more than likely to be a cost-effective option for you. 


That said, even if you haven't had any punctures recently, the cost of replacing a couple of Run Flat tyres may be enough to encourage you to protect yourself. Some Run Flat tyres can cost close to £300 per tyre, and making one claim can ensure you get your money back from the premium. 


It is always best to research and find out how much to replace your tyre should you have a puncture. Whilst it may be possible for you to repair a Run Flat tyre, the chances are that the tyre will mostly have to be replaced. Therefore, if you make two claims over a three-year term, you're more than likely to get the value for money you need with this form of insurance. However, deciding whether it's worth it is only up to you. 


How does Run Flat Tyre Insurance work? | Total Loss Gap


If you incur a puncture, accidental or maliciously caused, you contact the claims team on the dedicated contact number to begin claims proceedings. Providing you're within claims team hours (i.e. 9 am - 5 pm Monday - Friday), they will direct you to your local garage on account for the tyre to be assessed. They will determine the tyre to see whether it can be repaired and, if so, repair. If the tyre can't be repaired, we will then replace the tyre with another equivalent specification of the tyre, up to the maximum value of £350.


At Total Loss Gap, you can make as many as four claims per year on the Run Flat Tyre Insurance with just a £10 excess per claim. If you are considering a form of Alloy Wheel Insurance and Tyre Insurance, it can be more cost-effective to consider the Combined Tyre & Alloy Wheel Insurance policy. 


  We can cover your tyres for accidental as well as malicious damage  There is no excess to pay when you make a claim

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