container image

[ Contact Us ]

Need Help? Calling from a mobile please call 0151 647 7556

0151 647 7556

Do you have a question? or need help?

Free Phone 08001954926 Customer Service Lines Open Mon-Fri 9am-6pm , Saturday 10am-2pm

0151 647 7556

Free Phone 08001954926 Customer Service Lines Open Mon-Fri 9am-6pm

At Total Loss we are proud to be able to introduce other levels of cover, including Scratch and Dent Insurance, Alloy Wheel and Combined Alloy Wheel & Tyre Insurance

Click on the policy you would like a quotation for and buy in confidence  knowing that any policy you buy or the way in which any claim you make is processed is Trading Standards Approved .   

Our system will ask you some questions and then based on the information you give provide a quotation. Or why not call a member of the team on 0800 195 4926 or 0151 647 7556 where we will be happy to discuss your options or answer any questions you may have. Lines are open Monday to Friday 9am-6pm. Saturday and Bank Holidays 10am- 2pm.   

Gap Insurance

GAP insurance is designed to fill the gap in your finances left following your motor insurers settlement for the car if it is stolen or written-off.

Get A Quote >

Alloy Insurance

Damaging your Alloy Wheels can not only change the appearance of your car but can also effect the part exchange or re-sale value. With cover from as little as £149.00 do you really want to take the risk?

Get A Quote >

Tyre Insurance

With many modern Tyres now needing replacement after even just a slight puncture, Tyre insurance is becoming more and more important.

Get A Quote >

Combined Wheel

Save money with a combined Tyre and Alloy Wheel Insurance policy. Please remember that while our policies can cover Run Flat and Standard Tyres as well as Diamond, Laser Cut and Painted Alloy Wheels we can not currently offer cover for split rimmed wheels.

Get A Quote >

Scratch Insurance

Trolley dings, scuffs on the bumper and small dents from parking in a busy car park are all things that are somewhat unavoidable, however, with a Scratch & Dent policy you take away the annoyance of the cost to repair them.

Get A Quote >

Excess Insurance

Our excess policy is designed to protect you if your vehicle is damaged in someway and your motor insurance company ask you to pay your excess.

Get A Quote >

Smart Care

Smartcare Cosmetic Insurance combines three types of insurance in to one. Alloy Wheel Insurance to cover the costs of cosmetic repairs to your alloy wheels caused in everyday use.

Get A Quote >




Please click for the desired quotation above. The system will then run through a number of qualifying questions to ensure that you are eligible for the policy before showing you the appropriate quotation. 

As we know you will already know, at Total Loss Gap we pride ourselves in being forward thinking and are constantly looking for ways to improve not only our levels of service but also the way in which we can offer to protect our customers. 


This means that we are proud to be able to offer additional policies, such as:

  • Tyre Insurance
  • Alloy wheel Insurance 
  • Combined Tyre and Alloy Wheel Insurance
  • Scratch and Dent Insurance
  • Motor Excess Insurance 
  • Smart Care Insurance


We have tried where ever possible to make these policies as easy to understand and as simple to use as possible. That said unlike our gap insurance policies you may find that you can make more than one claim but that there will be an excess to pay each and every time you make a claim.


Just like our gap insurance policies we price check to make sure that our policies are not only what we consider to be the most all inclusive in the market at the moment but that they are also competitively priced. This means that even if you are comparing a policy which has more exclusions or perhaps is more limited in terms of the amount of claims you can make our total loss policies should still be as one policy holder called it "fantastic value for money".


If you would like to talk about an additional policy or if you have any questions, why not call 0151 647 7556 or free phone 0800 195 4926 and speak to a member of the team and see just what we could do to help protect you.