Tyre and Alloy Wheel Maintenance Plan

Looking after your car's tyres and alloy wheels is important to many vehicle owners. Whilst keeping alloy wheels in good condition may help maintain a vehicle’s value, keeping tyres in excellent condition is essential for both safety and performance.

Tyres and alloy wheels are among the most commonly damaged parts of any vehicle. Potholes, kerbs, debris and poor road surfaces can quickly lead to punctures, tyre replacements or costly alloy wheel repairs.

For many drivers, these maintenance and repair costs come as an unexpected expense.

A Tyre and Alloy Wheel Maintenance Plan helps control those costs by covering inspections, puncture repairs, tyre replacements, and alloy wheel treatments throughout the plan's life.

With cover available for vehicles up to 10 years old and no mileage limits, drivers can protect their tyres and wheels even if they didn’t purchase protection when they first bought their vehicle.

What Is a Tyre and Alloy Wheel Maintenance Plan?

A tyre and alloy wheel maintenance plan helps drivers manage the long-term cost of maintaining their tyres and wheels.

Unlike an insurance policy that covers specific damage events, a maintenance plan focuses on inspection, maintenance, repair and replacement support during the plan term.

This includes services such as inspections, puncture repairs, tyre replacement when a tyre deflates and cannot be repaired, and cosmetic treatments for alloy wheels damaged by kerbing or road conditions.

The plan also includes periodic inspections to monitor tyre and wheel condition throughout the life of the agreement.

Did you know? - According to the British Tyre Manufacturers’ Association, approximately 50 million new tyres are supplied in the UK every year.

What Does the Tyre and Alloy Wheel Maintenance Plan Cover?

The plan provides protection for both tyres and alloy wheels.

Tyre Protection

The tyre section of the plan includes:

Periodic inspections of your tyres

• Unlimited puncture repairs during the plan term
• Up to five tyre replacements during the full plan term (not per year)
• Replacement tyres where damage cannot be safely repaired
• Support from a national network of tyre specialists

Replacement tyres are available with value options of:

• £150 per tyre
• £250 per tyre
• £450 per tyre

Tyre replacements are triggered when a tyre deflates and cannot be safely repaired.

Important note:

Tyres that develop bulges or structural damage without deflating (often called “tyre eggs”) are not treated as maintenance events. If you are looking to cover this type of damage, you may want to consider a tyre insurance product instead.

Alloy Wheel Protection

The alloy wheel section of the plan covers cosmetic wheel damage, such as kerb scuffs and scratches.

The plan includes:

• Up to 10 alloy wheel treatments during the plan term
• Repairs carried out using SMART repair techniques
• Support for diamond-cut alloy wheels

If an alloy wheel cannot be repaired, the plan provides up to £250 towards the cost of a replacement wheel.

Did you know - The AA reports that they attended more than 613,000 pothole-related breakdown incidents in 2025, many involving damaged tyres or alloys.

Repair Network

Repairs and replacements are carried out through a national network of approved specialists, giving drivers access to some of the UK’s best-known tyre and wheel repair providers.

Tyre services are available through recognised national tyre providers, including:

• National Tyres and AutoCare
• Halfords Autocentres
• ATS Euromaster
• F1 Autocentres
• Kwik Fit
• STS Tyre Pro

Alloy wheel repairs are performed by specialist mobile repair networks, including:

• SMART Repair
• Revive

Many alloy wheel treatments can be carried out at your home or workplace using mobile repair technicians.

Vehicle Eligibility

The tyre and alloy wheel maintenance plan is available for vehicles that meet the following criteria when the plan begins:

• Vehicles up to 10 years old
• Vehicles with an unlimited mileage
• Wheels up to 23 inches in diameter

Before the plan becomes active, the tyres and alloy wheels must pass a validation inspection.

Validation and Inspections

When the plan begins, drivers submit validation images through the RAMP mobile app to confirm the condition of their tyres and alloy wheels.

During the life of the plan, quarterly inspections are conducted via the app to monitor tyre and wheel condition.

‘In-person’ inspections may also be available. You can contact the RAMP team to discuss that option.

These inspections help identify defects early and ensure that tyres and alloy wheels remain eligible for treatment under the plan.

If a tyre suddenly deflates, an interim inspection event may also be triggered.

How the Plan Works

Purchase the maintenance plan
Submit validation images using the RAMP app to confirm the condition of the tyres and alloy wheels
Complete quarterly tyre and wheel inspections
If a puncture occurs, arrange inspection and repair through the network
If a tyre cannot be repaired, a replacement can be authorised
Alloy wheel damage can be treated within the plan's limits

Key Benefits of the Plan

A tyre and alloy maintenance plan delivers several benefits for drivers who want to manage tyre and wheel repair costs more predictably:

• Unlimited puncture repairs
• Up to five tyre replacements during the plan term
• Up to ten alloy wheel treatments
• No excess to pay when repairs are carried out
• Cover available for vehicles up to 10 years old and no mileage limits

• Support from a national network of tyre and wheel specialists
• Mobile alloy repair services available in many locations

The other key advantage is that, unlike many tyre and alloy wheel insurance policies, the maintenance plans can be purchased at any point in your vehicle ownership (subject to eligibility). Many tyre and alloy wheel insurance policies require you to buy cover within a set timeframe after buying the vehicle, often 30 to 90 days.

Tyre and Alloy Wheel Maintenance Plan vs Tyre and Alloy Insurance

If you are considering cover for your tyres and alloy wheels, then it may be a natural question to ask whether a maintenance plan or an insurance policy would be the best choice for you.

Whilst they may offer similar types of protection, they operate in different ways.

Maintenance plans focus on repair and replacement support over time, while insurance policies cover specific damage events.

For example, if you were to scrape an alloy wheel with an insurance policy, you would register a claim with the insurer and that single repair would be undertaken.

With a maintenance plan, any alloy wheel damage you may suffer is left to accumulate until your next inspection. As part of that inspection, any eligible damage can be addressed during the maintenance treatment process.

IMPORTANT: A maintenance plan is not an insurance policy. This means it is not regulated by the Financial Conduct Authority and is not covered by the Financial Services Compensation Scheme.

Main features for:

Maintenance Plan

• Unlimited puncture repairs
• Structured periodic inspections
• Ongoing tyre and wheel maintenance

Insurance

• Covers sudden damage events
• May cover tyre bulges or structural failures
• Claim-based protection

The plan operates as a managed repair fund administered by RAMP (Repair and Maintenance Plans Ltd). RAMP provides these types of plans through motor dealer groups and online brands like Total Loss GAP.

RAMP currently carries an ‘Excellent’ rating with Trustpilot.

Total Loss GAP can provide a Tyre and Alloy Wheel Insurance product for vehicles up to 10 years old and with less than 100,000 miles when you take out the policy. The Tyre & Alloy maintenance plan is also available for vehicles up to 10 years old, but there are no mileage limits at the time you take out the plan.

Looking for an insured alternative?

You can learn more about insurance options here:

• Tyre Insurance
• Tyre and Alloy Wheel Insurance

Who Should Consider a Tyre and Alloy Maintenance Plan?

This type of plan may suit drivers who:

• have recently fitted new tyres
• want to manage repair costs over time
• drive regularly on roads affected by potholes
• want to maintain the appearance of their alloy wheels
• prefer predictable maintenance costs

This type of plan can be especially attractive to drivers who have recently fitted new tyres and want to protect that investment.

Important Terms

• No excess is payable when repairs are carried out under the plan
• Validation images must be submitted at the start of the plan
• Quarterly inspections must be completed through the app
• The plan provides up to five tyre replacements and ten alloy wheel treatments during the full plan term
• Tyre replacement applies when a tyre deflates and cannot be safely repaired
• If cancelled after the 14-day cooling-off period, no refund is available

FAQs

Are Tyre and Alloy Wheel Maintenance Plans worth it?

Taking out a maintenance plan for your tyres and alloy wheels can be worthwhile in several circumstances. These can include:

You regularly drive on roads affected by potholes and road debris.
You have larger, low-profile, run-flat or premium-brand tyres that may cost between £150 and £450 to replace.
You want to budget for likely tyre and alloy repair costs over several years of ownership.
Your vehicle is on lease or PCP, and you want to maintain its condition to help avoid handback charges.

When are Tyre and Alloy Wheel Maintenance Plans not worth it?

There can be several reasons why Tyre and Alloy Wheel maintenance plans are not worth taking, including:

Your driving does not include roads where potholes or debris are prevalent.
Your tyres are cheap to replace, or you are happy with budget or part-worn alternatives.
You do not have alloy wheels on your car
You own the car outright, and you are not too concerned about its condition.
You prefer an insurance policy that provides FSCS protection and is regulated by the Financial Conduct Authority.

See: The UK pothole crisis

What are the typical repair costs for tyres and alloy wheels?

These can depend on the tyres and alloy wheels you have on your vehicle.

A typical puncture repair can be between £25 and £40. For example, Kwik Fit states that current puncture repair costs start at £29.99.

There is a large range of tyre options for most vehicles. Budget tyres may cost between £45 and £70, mid-range tyres between £75 and £120 and Premium tyres could be between £120 and £450 for most vehicles.

Standard Alloy Wheels may cost between £50 and £90 per wheel to repair. Diamond-cut alloys can cost between £80 and £150 to repair, depending on the complexity of the repair.

Get a Quote for a Tyre and Alloy Wheel Maintenance Plan

Unexpected tyre and wheel damage can quickly become expensive.

Tyre and Alloy Wheel Maintenance Plan Quote

A Tyre and Alloy Wheel Maintenance Plan helps drivers manage these costs with inspection, repair and replacement support throughout the life of the plan.

Get a quote today to see how a maintenance plan could help protect your tyres and alloy wheels.

Please note that your quote may include a side-by-side comparison between a Tyre & Alloy Wheel Maintenance Plan and a Tyre & Alloy Wheel Insurance policy, should you qualify for both.

Article reviewed by Mark Griffiths, Director of Aequitas Automotive Ltd, the company behind Total Loss GAP in the UK, with expertise in GAP insurance and vehicle protection products. (9/4/2026)