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Porsche Gap Insurance from Total Loss
A Porsche Gap Insurance from TLG is specifically designed to protect the financial investment you made when you bought or leased your Porsche, ensuring that you're not left with a financial loss if your car is damaged beyond repair or your new car is stolen and not recovered. Cover is available for vehicles purchased using a form of finance such as contract hire, PCP, and outright vehicle purchases.
When you buy Porsche Gap Insurance from TLG, you can also ensure that your new car remains pristine and protects against the cost of punctures or blowouts. Our comprehensive range of Gap Insurance cover provides peace of mind, knowing that your investment is fully protected.
Prices for Porsche Gap Insurance from TLG
Normally, the price you pay for something gives you an idea or indication of the quality of the product or service you are buying. After all, Porsche is not the only sports car manufacturer. Instead of the Boxster, you could have bought a Mazda MX5. Instead of the Porsche Taycan, you could have bought a Tesla. Instead of a Porsche Cayenne, you could have bought a Ford S Max. But you chose to buy a Porsche because you recognise its quality and reputation. Porsche is one of the world's leading and most inspiring manufacturers because they will accept nothing but perfection.
So does this mean that a more expensive gap policy is better quality or will perform differently?
The simple answer is no if you buy a Porsche Gap policy from us. We were formed in 2010 with the idea of being different.
- We are not on comparison sites.
- We do not pay for recommendations.
- We do not offer cashback.
- We do not offer discount codes.
These features are nice, but they cost money. Instead, we believe that we should pass the savings on to you. No gimmicks, no dilution of cover, no small print, just Gap Insurance that works.
Porsche Gap Insurance from TLGp
A Porsche Gap Insurance policy from TLG protects you against financial loss if you had your car stolen and not recovered or damaged beyond economic repair.
While some motor manufacturers' product range can depreciate up to 50% or more in just the first three years, Porsche, thankfully, tends to depreciate considerably slower. That said, unless you have a very specialist vehicle, it will still lose value over time. Please remember that If your Porsche is declared a write-off, your insurance company will offer you the current market value of your Porsche at the point of loss. This could mean even a modest percentage drop in value could leave you with a financial shortfall.
We can offer the following types of guaranteed asset protection (Gap) cover:
- Contract and Lease Hire Gap Insurance
- Combined Return to Invoice Gap Insurance
- Vehicle Replacement Gap Insurance
Key Features of a Porsche Gap Insurance Policy from TLG
When you order your new Porsche 911, Taycan, Macan or any other amazing models they currently offer, you can personalize your new car completely. During the order process, you can choose various options, from the size and colour of your wheels to the colour of your interior trim and almost everything else in between. Naturally, when this happens, it can increase the overall complete package cost.
With this in mind, you will be pleased to know that all of our Porsche Gap Insurance policies purchased from us will cover the cost of all factory-fitted options.
Before you go through a Total Loss Porsche Gap Insurance quote, why not have a read through our Gap Insurance policy documents? Policy is available for brand new cars as well as used vehicles up to 8 years old purchased from a VAT-registered garage or main dealership within the last 180 days .
Summary of Porsche Gap Insurance cover available from Total Loss GAP
Porsche Contract Hire Gap Insurance from TLG
Porsche Finance Gap Insurance from TLG - Pays the difference between the market value settlement offered by your motor insurer and the amount outstanding on your lease agreement, contract hire agreement or finance balance. If you have a contract hire agreement or lease you can also protect your initial rental / deposit up to a maximum of £3000. (Please note that this level of cover is not suitable for Porsche owners who have funded the purchase via a personal loan, as this is not linked to the purchase of your Porsche)
Total Loss IPID From June 2024 Total Loss Contract Hire From June 2024
Porsche Combined Return to Invoice Gap Insurance from TLG
Porsche Combined Return to Invoice Gap Insurance from TLG - Pays the difference between your insurance company market value settlement on the day it was declared a write-off and the higher of either;
- the amount outstanding on finance
- the original purchase price/invoice price you paid.
Total Loss IPID From June 2024 Total Loss Return to Invoice From June 2024
Porsche VRI Gap Insurance from TLG
Porsche VRI Gap Insurance from TLG - Pays the difference between your market value insurance payout from your comprehensive motor insurance for your Porsche on the day it was declared a write-off and the higher of either;
- The outstanding finance
- The original invoice price you paid
- The replacement cost of another Porsche, the same as yours, was on the day you bought it; if that model is no longer available, settlement is based on the superseding model. Without a superseding model, your settlement would be based on the invoice plus 10%. - This policy will not give you a replacement vehicle; you are given the monetary amount to spend as you wish.
Total Loss IPID From June 2024 Total Loss VRI GAP From June 2024
If you click for a Porsche Gap Insurance quote from TLG, our system will ask you several questions about yourself and your Porsche to determine which levels of Gap Cover are best for you and which levels of protection you could potentially benefit from.
- When did you buy your Porsche?
- Where did you buy it?
- How old is your Porsche?
- How did you fund the purchase?
- What will you be using your Porsche for?
- How many miles are on your Porsche?
- If your car is worth over £50,000, we will also need to know which Porsche model you have.
Deferred Gap Insurance — If you have purchased a brand new car and your motor insurance policy provides new-for-old cover ( if you are a victim of car theft, or your Porsche is damaged beyond economical repair, your motor insurer will simply buy you new car replacement), you can buy a form of vehicle replacement and invoice gap insurance up to 365 days after you take delivery of your new Porsche.
N.B If you have a brand new car and your motor insurance provider offers a replacement car, you cannot decline the offer and accept market value.
Why choose a Porsche Gap Insurance policy from TLG, and what makes us different from other suppliers?
Our Gap Insurance policies stand out from others for several reasons;
- We do not offer a discount code or cashback. Instead, if we can supply a policy at a reduced price, it should be available for everyone. This means that we do not discriminate against customers who are not computer literate or confident about calling and haggling. Why should one Porsche owner pay more for a Gap Insurance policy than another? It's just not right or fair.
- We do not use affiliate or comparison systems. These systems are excellent, but they come at a cost. Rather than paying for the systems, the money is better spent passing the savings on directly to you.
- Every one of over 10,000 reviews has been independently verified. Some review systems allow for the want of a better word manipulation. Since we were formed in 2010, we used a company called Ekomi and then changed to Feefo. We aligned ourselves with these companies because we can never change, alter, delete or amend a review. To be able to leave a review, you also must have bought a policy or made a claim. This means there is zero chance of review manipulation, and for good or bad, our reviews genuinely reflect our policies and service levels.
- British Insurance is always the best. For over a decade, we have been proud BIBA members.
- Longevity is essential, as in some cases, you can buy cover for up to 5 years, so you must know that we will be here when you need us. Aequitas was formed in 2010 and has been offering policies to the general public ever since. We're here for the long haul.
We can also offer the following levels of cover, depending on the age of your Porsche, when you bought it, how you paid for it, what you are using it for, its mileage, and the purchase price.
It's well known that quality matters when it comes to owning one of the world's most prestigious sports car manufacturers. With a Porsche, you're investing in more than just a vehicle - you are investing in a symbol of excellence.
At Total Loss, a trusted insurance provider, we also offer a range of additional policies to safeguard your investment should the unexpected occur.
Introduction to Porsche
Porsche, a world-renowned German automobile manufacturer, has a rich and storied history that dates back to Ferdinand Porsche's founding in 1931. This legacy of excellence and innovation is a testament to the enduring value of Porsche cars.
Throughout the years, Porsche has become synonymous with precision engineering, high-performance sports cars, and luxurious vehicles. The introduction of the legendary Porsche 911 in 1963 solidified the brand's reputation for timeless design, exceptional driving dynamics, and continuous innovation.
Porsche's commitment to pushing the boundaries of automotive technology has resulted in the development of groundbreaking technologies and engineering advancements. These include pioneering turbocharging and advanced aerodynamics, setting new industry standards and redefining the driving experience.
The Porsche model range currently includes vehicles such as the Porsche Taycan, Porsche 911 Carrera, Porsche Macan and Porsche Panamera.
In addition to its road cars, Porsche has a distinguished racing heritage with numerous victories in prestigious events such as the 24 Hours of Le Mans and the Formula One World Championship. These triumphs have showcased Porsche's engineering prowess and demonstrated its dedication to motorsport excellence.
Today, the Porsche Models includes the Porsche 718, 911, Taycan, Panamera, and Macan. Porsche's constant commitment to excellence means that it still produces some of the world's most desirable sports cars, with a strong emphasis on electric models. The latest is the Porsche Macan 4 electric, which was released in February 2024.
Today, Porsche continues to lead the automotive industry with its unparalleled blend of cutting-edge technology, meticulous craftsmanship, and a relentless pursuit of automotive perfection. The brand's commitment to delivering high-performance sports cars and luxury vehicles cements its position as a true icon in automotive engineering and design.
By purchasing or leasing a new Porsche, you've joined an exclusive club of owners. This select group appreciates the craftsmanship and performance of one of the world's most exclusive vehicle manufacturers.
On behalf of Total Loss, we wish you many happy years of motoring.
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Best Buy
Total Loss Gap is pleased to confirm that we have been recognised as the 'Best Buy' for GAP Insurance in the UK by motoring giant Auto Express.
Auto Express undertook an independent survey of various Gap Insurance providers in the UK. They took a standard quote from a franchised primary dealer for a £32,270 vehicle and obtained a quote for three year Gap cover for £449. 
This quote was then compared against many online providers for alternative quotations.
Auto Express highlighted the ease at which a quote can be obtained from the Total Loss Gap website.
It confirmed the premium found at Total Loss Gap was 59% cheaper than the motor dealer at £185.28
Total Loss Gap was the ONLY provider to be given a full 5 out of 5-star rating.
Total Loss Gap was also awarded the 'Best Buy' for Gap Insurance in the UK for 2021.
Auto Express also commented that Total Loss was the only provider they found to allow deferred start dates. This would allow a later start date if the motor insurers' replacement cover covered the car in year one.
In awarding the Best Buy to Total Loss Gap, Auto Express concluded that we were 'Clear, honest and good value.'
A spokesperson for Total Loss Gap said 'We are honoured to be the only Gap Insurance provider to get a 5 Star award and the only Gap provider to get the 'Best Buy' recommendation from such as name as Auto Express."
"At Total Loss Gap, we always strive to provide our customers with the best 'value' with the products we provide. Value can be found in the service we provide, the features you get, and the premium price you pay. It is great to see that an industry giant agrees with us too."
The Auto Express Gap Insurance review can be found in the current magazine and can be found on the Auto Express website also. (CLICK HERE to see)