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As we speak to thousands of UK car buyers (and leasers) every year at Total Loss GAP, it will come as little surprise that our customers make us aware of some fantastic deals available in the market today.
How about a brand new Ford Puma Gen-E Hatchback EV for £129 a month?
The jungle drums have been beating on this deal, with the vehicle 'in stock' and available to register as a brand new 75 plate this September.
The Puma Gen-E 123kW Select 43kWh 5dr Auto is the model in question. Here are some highlights of the car:
- P11d value of £29,930.00
- Width: 1,805 mm
- Length: 4,186 mm
- Height: 1,536 mm
- Bootspace: 556 litres
- Range on a full charge: 233 miles
Lease options available
The cheapest monthly rates are currently for 2-year (24-month) agreements. The main further option is how much advanced rental (your deposit rental, effectively) you wish to put down.
We ran a quote on Leasing.com and got the following quotations, based on a maximum mileage of 5,000 per year, all prices inclusive of VAT.
Option 1:
Initial Rental (12 months up front) - £1,559.88
23 further monthly rentals of £129.99
Total cost of the lease £4,549.65
Option 2:
Initial Rental (1 month up front) - £201.28
23 further monthly payments of £201.28
Total cost of the lease £4,830.72
To be clear, there are many other brokers quoting a deal similar to this, and we have no affiliation with Leasing.com or the broker quoting this deal. We are using it just as a pointer to what is available right now.
What would GAP Insurance cost to cover this deal?
Given that this is a contract hire lease (a fixed-term rental with no option to own the vehicle), what would be your exposure if the vehicle were written off during the period? Well, your motor insurance would cover the current market value at the time of the write-off. However, you would still have the lease settlement to clear as well. There is no guarantee that the settlement from the motor insurer will be enough to clear the lease, but this is where GAP Insurance can help.
A Lease & Contract Hire GAP policy can cover the difference between the motor insurer's settlement and the lease settlement, if the vehicle is written off, or stolen, and declared a total loss. Without GAP Insurance, you would have to pay any difference yourself.
So how much may it cost?
A quote on the day of publishing this article (11th September 2025) from Total Loss GAP was as follows:
- If you put down the initial advanced rental of £1559.88 and make 23 further rental payments of £129.99 per month, the Lease GAP premium would be £77.96, inclusive of Insurance Premium Tax. This would include optional deposit protection, allowing you to claim back the initial advanced rental of £1559.88 in the event of a claim. (Option 1 above)
- For the 2-year lease at £201.28 a month for 24 months - Lease GAP Insurance would be £63.12 inclusive of Insurance Premium Tax. (Option 2 above)
Final Thoughts
As you can see, there are some bargain EV lease deals around this September, and they do not cost much to cover you with GAP Insurance either. If you are in the market, then there are plenty to choose from. However, any lease or purchase may not be without risk. Covering yourself with GAP Insurance from Total Loss GAP can be a cost-effective way to provide you with peace of mind and a financial fallback should the worst happen.