Customer Service Lines Open Mon-Fri 9am-6pm
What 2025 Taught Us About the Cars UK Drivers Protect With GAP Insurance
One of the most surprising and encouraging trends at Total Loss GAP in 2025 wasn't just the value of the vehicles we protected or the size of the claims we saw paid; it was the sheer range of cars drivers chose to insure with us.
Over the year, our policies covered vehicles from 69 different manufacturers.
That's everything from prestige performance brands to practical family hatchbacks, new-to-the-UK electric vehicles, luxury SUVs, commuter crossovers and niche models you don't see every day. It paints a clear picture of how GAP Insurance has evolved. It's no longer a product for a narrow group of premium-car owners; it's something drivers across the market now rely on for financial certainty.
The top performers, and why they lead the way
Your data shows a familiar set of brands taking the top spots by share of policies sold: 
- BMW - 12.17%
- Audi - 6.69%
- Volkswagen - 6.62%
- Mercedes-Benz - 6.25%
- Ford - 5.25%
- Tesla - 5.06%
- Land Rover / Range Rover - 4.43%
These brands are generally more expensive and more popular. Prestige manufacturers come with higher price tags, and therefore can represent a bigger financial risk if the vehicle is written off.
When a car is worth more or carries more of someone's savings or 'finance' deposit, the risk of a shortfall after a write-off becomes greater.
GAP Insurance is often the difference between a comfortable financial outcome and an unexpected financial shock.
But it isn't just prestige or technology driving demand. Many Ford and Volkswagen owners, for example, keep their cars longer, drive them for higher mileage, or run them on PCP or lease agreements where the outstanding finance doesn't always reflect real-world depreciation. GAP plays an important role there, too.
EV momentum and the rise of new players
Another clear trend this year has been the growth of electric-focused brands, particularly:
- MG - 2.68%
- BYD - 1.74%
- Plus emerging marques like Jaecoo, which helped make up the total of 69 brands
These drivers may be trying a full electric vehicle for the first time. However, as widely reported, EVs can suffer higher than average depreciation, and the costs of repairs, which can factor into an insurer's decision to repair or write off, can be higher than a similar vehicle with a combustion engine.
GAP becomes a sensible layer of protection in a fast-moving market where write-off valuations don't always match what a driver paid only months earlier.
The broad middle - practical cars, practical risks
Manufacturers like:
- Hyundai - 3.99%
- Kia - 3.85%
- Nissan - 3.80%
- Toyota - 3.68%
- Porsche - 3.31%
- Skoda - 2.68%
- Vauxhall - 2.60%
- Mini - 2.59%
- Renault - 2.57%
- Volvo - 2.55%
- Peugeot - 2.38%
These numbers may reflect the everyday reality of driving in the UK. These brands can represent the 'bread and butter' cars purchased by people who use their vehicles for everyday tasks. .png "GAP Insurance quote")
Picking a popular model still means you can suffer the usual depreciation, running costs, budgeted finance deals and the same vulnerability if something goes wrong. GAP Insurance is not just for vehicles considered "high-end."
This is also where tyre, alloy wheel and cosmetic policies often complement GAP, because these cars frequently come with modern safety systems, large alloy wheels and expensive sensors that turn a minor accident into a substantial repair bill.
A key message: we don't exclude manufacturers or models (if we can help it!)
One of the most important things the 2025 data highlights is how inclusive our approach to GAP Insurance really is.
Unlike providers who work from restrictive eligibility lists, we don't look to exclude specific manufacturers or models, and we don't shy away from unusual vehicles, high-spec trims or newer electric brands entering the UK market.
If a customer comes to us with something rare, specialist or newly released, we make every effort to build a policy that fits. That flexibility is a significant reason we ended up covering 69 different marques this year, from the well-known to the unexpected.
Running a panel of insurers rather than relying on a single underwriter helps achieve this aim. Not all insurers share the same view on which manufacturers, or models, they want to insure. This is why some providers have manufacturer or model restrictions, where having a panel means we can offer options for cover.
As long as the vehicle is in the Glass' Guide listings, we can normally quote for it, subject to other eligibility criteria being met too.
For drivers, it means something simple but powerful:
Whatever you drive, Total Loss GAP can usually find a way to protect it.
What this diversity really tells us
Covering vehicles from nearly seventy manufacturers shows that GAP Insurance has broadened far beyond its old reputation. It isn't just for expensive cars, luxury badges or high-performance engines. It's for: 
- financed cars
- leased cars
- electric cars
- first-time buyers
- long-term owners
- families protecting their budgets
- enthusiasts protecting their investment
When the average GAP claim in 2025 sits at £8,079, and your highest claim reaches £35,945, the brand on the bonnet matters far less than the value someone stands to lose. (See 'Total Loss GAP in 2025 - a year in numbers')
Looking ahead to 2026
The variety of vehicles you protected this year, from £5,000 hatchbacks to £148,620 performance cars, shows how broad the need for GAP Insurance has become.
With more flexible ways to pay, a panel of A-rated insurers, and a product range designed around real-world risks, Total Loss GAP enters 2026 in a strong position to support even more UK drivers.
Whether you have a Mercedes-Benz, a BMW, an MG or even a Leap Motor, one thing is clear:
If you are concerned about financial certainty, Total Loss GAP is here to help you protect it.