Featured within the Which? Report on Gap Insurance.
Protected by the Financial Services Compensation Scheme.
Updated 31st March 2018
Alloy Wheel Insurance from Total Loss Gap can cover the cost of cosmetic repairs to alloys following a scraping or kerbing of the alloy. Alloy Wheel protection from TLG would include cover for diamond and laser cut alloys, which are often excluded from cover from other policies in the market.
Cover is available for:
We believe our Alloy Wheel repair insurance is, in our view, the market leader for many reasons. Here we will explain why.
We all know how easy it is to scuff an alloy wheel accidentally, and how frustrating that can be. The joys of 'kerbing' an alloy is easily recognisable with the unmistakeable sound of the grinding wheel against a kerbstone. Unsightly scuffs and scrapes can be not only annoying but also have a detrimental effect on the resale value of your vehicle.
Further damage to untreated areas can occur where water ingress can even lead to corrosion. Leaving 'kerbed' alloys is not always a good idea.
Repair bills can be expensive and unexpected. The great news is that you can get insurance to cover the cost of cosmetic repairs for scuffs and scrapes on your wheels from Total Loss Gap.
Alloy Wheel Insurance can be purchased from many sources these days. The motor dealer you buy your vehicle from will often have a product they can provide to you, and alternatives can be found online. However, many other providers EXCLUDE the popular diamond and laser cut alloys often provided on modern cars, our policy does not. In fact, many car owners do not even know they have diamond or laser cut alloys, and can quite innocently buy standard alloy wheel insurance only to find a claim rejected when they find out they have an excluded style of alloys.
A repair on a diamond or laser cut alloy can be far more complicated than a repair on a standard construction alloy. Often it may require the alloy to be sent to a specialist for a repair. This means a higher repair cost, and this is a major reason why most alloy wheel insurance excluded these types of alloys from cover.
When you review Alloy Wheel Insurance products in the market you will see few cover diamond or laser cut finishes.
The good news is that Alloy Wheel Insurance from Total Loss Gap can include standard construction finish alloys as well as diamond or laser cut alloys as part of our policy. Click or call for a quote to find out more.
Total Loss Gap is pleased to announce that we are able to offer online, and Alloy Wheel Insurance that does cover both alloys of standard construction AND those that are diamond and laser cut.
LATEST PRICES: 2 year cover from £149.45 | 3 year cover from £189.13
What is more, the policy carries more opportunity to claim per year than many other of the online rivals, and also carries a smaller excess per claim than many competitors also.
With 4 claims permissible per 12 month period, as opposed to the common limit of 3, and only a £10 excess per claim, we feel that the new Alloy Wheel Insurance on Total Loss Gap featured far better cover than you can find elsewhere.
More claims and a lower excess? And that is not the end of the advantages
If the alloy requires a factory refurbishment most alloy wheel policies will not allow for this eventuality. This is a major reason why diamond and laser cut alloys are excluded from many alloy wheel insurance products in the market, where the wheel may need to be x-rayed for example.
With the Alloy Wheel protection from Total Loss Gap then if the repair cannot be done by a mobile repairer then it can be sent off by courier, at no cost to you, to a specialist refurbisher who will then completely refurbish your alloy which is then sent back to you by courier.
If the alloy cannot be repaired, an example being where the wheel has buckled and it is unsafe to refurbish the alloy, then our alloy wheel policy can contribute up to £150 towards the cost of a replacement alloy. Again many online competitors products do not contribute anything towards the replacement, or much lower than £100.
GET A QUOTE AND SEE HOW COST EFFECTIVE ALLOY WHEEL COVER CAN BE!
In the event of a claim, we ask you to follow this procedure:
Significant exclusions (these are examples and not exhaustive. For full terms and conditions please click the policy terms links at the bottom of the page)
With the Alloy Wheel Insurance from Total Loss Gap there are a number of approaches that we can take to the process of repairing a diamond cut alloy.
The first option is to get a mobile repairer to visit your home, or place of work (whichever is suitable and safe for a repair). For this purpose the claims team may use a national franchise like Revive. If this option is not suitable then we can look to sent the alloy to a specialist alloy wheel refinisher for a factory refurbishment. An example of a company we may use for this would be Wheel Doctor. This may happen where the damage is too severe for a mobile repairer to attempt a repair.
Well it may not come as much of a surprise to learn that refurbishing a diamond cut alloy wheel is hardly a DIY job for the unskilled hand. As the term 'diamond cut' may indicate, these style of alloys get their name through the diamond tipped tool used to machine finish the surface of the alloy.
To refurbish the a damaged wheel the damaged area is cleaned and rubbed down. Then the wheel is primed and painted.
The face of the alloy wheel is then 'mapped' on a computer to allow the diamond cutting process to remove a very thin layer of metal. This provides the two tone finish often seen with diamond cut wheels.
The alloy is the lacquered and baked to a hard finish.
Your policy is fully FCA regulated and backed by the Financial Services Compensation Scheme.
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