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Total Loss Gap for Audi cars

Total Loss Gap is pleased to be able to offer a range of products for your Audi car. If you are buying your Audi from a VAT registered motor dealer then you may probably be looking at a number of products that the motor dealer has offered to you. We aim to provide you with a quality range of alternative options, and also look to save you potentially hundreds of pounds if you are looking to buy them.

What Total Loss Gap can offer for your protection with your Audi car purchase

There are five basic products that we can provide for your Audi.

1 - Total Loss Gap Insurance

If you are considering a Gap Insurance policy for your Audi then this is how our Total Loss Gap Insurance product can work for you.

If you buy your new Audi and it is involved in a fire, theft or accident in the future that leads to the motor insurer declaring the vehicle a 'total loss' or 'write off' then this may involve your fully comprehensive insurer only offering you the value of the vehicle at point of loss, not the price you paid for it. A Total Loss Gap Insurance policy can cover the difference between the motor insurer's settlement and the highest of:

  • the outstanding finance settlement (if there is one)
  • the original invoice price you paid when you bought the vehicle
  • the replacement cost of the vehicle with one of the same age, mileage, and specification at the time you bought it. ie if it was new then the cost of another new Audi

The added bonus is that there is no upper 'claim limit' on the policy to cover the difference required.  Total Loss Gap Insurance for Audi

So in a practical example of how Total Loss Gap Insurance works

Let's say you buy a brand new Audi A6 DIESEL SALOON 2.0 TDI Ultra SE Executive 4dr for £32,000. Let's also assume you take it on PCP finance over 4 years with a balloon payment of £12,000 in 4 years time. 

After 3 years your Audi is stolen, and your motor insurer offers a settlement of £16,000 and your finance settlement is £17,000.

Your Total Loss Gap will cover the difference between the motor insurers settlement at £16,000 and the higher of

  • the finance settlement (£17,000)
  • the original invoice price (£32,000)
  • the cost of the equivalent brand new Audi A6. Let's say this is now £35,000

So in this case, the Total Loss Gap Insurance policy would cover to the replacement cost (£35,000), as this is the highest when you make a claim, from the £16,000 your motor insurer has settled. Out of your total £35,000 you can pay off your finance at £17,000. This will leave you £18,000 for a deposit for a new vehicle in this example.

The policy will also cover up to £1500 of additional dealer accessories, shown on the sales invoice when you bought the vehicle. Items could include paint protection treatments or tow bars for example.

Finally, the policy can also cover up to £250 or any excess deducted from the motor insurers settlement at point of total loss.

The advantage of Total Loss Gap for your Audi

The idea with Total Loss Gap Insurance is that it provides the very best outcome and takes away the initial guesswork when you are buying your Audi. How do we do this?

If you are considering Gap Insurance for your Audi then, once you have done your research you will probably be faced with a choice of potentially three different types of Gap Insurance, namely

  • Finance Gap
  • Combined Return to Invoice Gap
  • Combined Vehicle Replacement Gap

Now the obvious question is 'Which one is best for me?'

The answer is, simply, it depends. It depends on a number of factors; how you bought the vehicle, did you take it on finance, if so, how much deposit did you put in? Did you get a discount on the Audi, how much more may it cost to replace? The list really does go on.

Then when you have considered all of these questions you are faced with working out how much cover you need. This is done by selecting a 'claim limit' on the policy. Your motor dealer may have offered you a Gap Insurance with a fixed claim limit, with no option to change this even if it is potentially inadequate for the vehicle purchase you are making.

These variables create plenty of doubt and confusion. Let's be fair to come up with the perfect answer your would probably need to have a crystal ball! Or maybe you could just use a Total Loss Gap Insurance. Why? simply because with Total Loss you will get the best solution should the worst happen to your Audi.

For a quotation please just follow this link Total Loss Gap Insurance for your Audi

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2 - Alloy Wheel Insurance for Audi

If you have an Audi then you, no doubt, have a very nice set of shiny alloy wheels on the car. When you pick up your vehicle they will look pristine, but driving on today's roads it can be very difficult to keep them that way. That is why more and more people are looking to Alloy Wheel Insurance to cover the cost of repairing damaged alloys. Again this is where Total Loss Gap can provide you with, what we believe is one of the very best Alloy Wheel Insurance products on the market today.

Before we get to just why the Alloy Insurance from Total Loss Gap may stand out from the crowd, first we will explain exactly what alloy wheel insurance does.

If you suffer accidental or malicious damage to your alloy, and a typical example of this would be when you rub against a kerb and scuff the alloy, then the cost of this unsightly repair can be something like £50-£100. Not something that will bring joy to your day!

With Alloy Wheel Insurance from Total Loss Gap you can cover the cost of such a repair. If you claim on the policy then our Claims Team will arrange for a mobile repairer to come to your home, or place of work and do the repair in situ. If the repair is such that it cannot be done my the mobile repairer then we can send the alloy off to a specialist factory refurbisher by courier.                    alloy wheel insurance for audi

Why is Alloy Wheel Insurance from Total Loss Gap different?

Just a few reasons for you

  • more claims - most providers only allow 2 or 3 claims per year, with Total Loss Gap Alloy cover the maximum is 4 per 12 months
  • more cover - we provide factory refurbishment of our mobile team cannot repair, and even £150 towards the cost of a replacement if the alloy is beyond repair
  • cover for diamond and laser cut alloys - almost all of our competitors do not cover diamond and laser cut alloys. As these types of alloys are becoming more and more popular, and it can be very difficult to tell if you have them we think this feature is key
  • low excess - we only charge an excess/call out charge of £10 per claim
  • no waiting period - you can claim for new damage straight away* with Total Loss Gap. Many other providers have a 'waiting period' during which time any damage cannot be claimed for.

For more details on our Alloy Wheel Insurance please follow this link - Total Loss Gap Alloy Wheel Insurance for Audi

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3 - Tyre Insurance for Audi

Tyre Insurance is designed to protect you against the costs of replacing, or repairing a tyre on your Audi that may have damaged maliciously or accidentally. An example of this may be where your drive over a pot hole, or a nail, and your tyre suffers damage that may need it to be replaced. The costs of replacing a tyre can be relatively high, however, if you take a tyre insurance policy then you can cover these costs should these incidents occur.

The covered we provide can also cover the cost of a puncture repair, should this be appropriate also.    Tyre Insurance quote for Audi

What makes Tyre Insurance from Total Loss Gap different?

Just a few reasons for you

  • more claims - most providers only allow 2 or 3 claims a year, or impose a maximum of 5 claims for the entire policy term, with Total Loss Gap Alloy cover the maximum is 4 per 12 months. That means up to 12 replacements over a 3 year policy
  • more cover - we cover up to £350 cost per tyre replacement. Many other providers only allow £150-£300 per tyre replacement.
  • cover for run flat tyres - many manufacturers put the advanced technology 'run flat' tyres on vehicles these days. These are fine, except they can rarely be repaired. Total Loss Gap Tyre cover allows an option for run flat tyres.
  • low excess - we only charge an excess/call out charge of £10 per claim
  • no waiting period - you can claim for new damage straight away* with Total Loss Gap. Many other providers have a 'waiting period' during which time any damage cannot be claimed for.

For more information on how Tyre Insurance may work for your Audi please follow this link - Tyre Insurance for Audi

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4 - Complete Wheel Protection for Audi

If you are considering both the Alloy Wheel Insurance AND the Tyre Insurance for your Audi, then a Complete Wheel Protection package may be perfect for you. This policy simply combines the Alloy Wheel Insurance and the Tyre Insurance into one policy. You get all the features for each policy, as if you bought them separately, but by combining the cover the cost of the policy is lower than buying the individual products.

So with a Complete Wheel package, you get 4 claims for both Alloy repair AND 4 claims for Tyre replacements or repair per 12 month period.       Complete wheel insurance quote for Audi

To confirm the features of the Alloy Wheel Insurance and Tyre Insurance combined means :

  • more claims - most providers only allow 2 or 3 claims per year, with Total Loss Gap Alloy cover the maximum is 4 per 12 months
  • more cover - we provide factory refurbishment of our mobile team cannot repair, and even £150 towards the cost of a replacement if the alloy is beyond repair
  • cover for diamond and laser cut alloys - almost all of our competitors do not cover diamond and laser cut alloys. As these types of alloys are becoming more and more popular, and it can be very difficult to tell if you have them we think this feature is key
  • low excess - we only charge an excess/call out charge of £10 per claim
  • no waiting period - you can claim for new damage straight away* with Total Loss Gap. Many other providers have a 'waiting period' during which time any damage cannot be claimed for

AND

  • more claims - most providers only allow 2 or 3 claims a year, or impose a maximum of 5 claims for the entire policy term, with Total Loss Gap Alloy cover the maximum is 4 per 12 months. That means up to 12 replacements over a 3 year policy
  • more cover - we cover up to £350 cost per tyre replacement. Many other providers only allow £150-£300 per tyre replacement.
  • cover for run flat tyres - many manufacturers put the advanced technology 'run flat' tyres on vehicles these days. These are fine, except they can rarely be repaired. Total Loss Gap Tyre cover allows an option for run flat tyres.
  • low excess - we only charge an excess/call out charge of £10 per claim
  • no waiting period - you can claim for new damage straight away* with Total Loss Gap. Many other providers have a 'waiting period' during which time any damage cannot be claimed for.


All rolled into one convenient policy.

For more details on the Complete Wheel Insurance protection for your Audi please click this link - Complete Wheel Protection for Audi

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5 - Scratch and Dent Insurance for Audi

Have you ever suffer the annoyance of getting a scuff on your bumper, or perhaps a trolley ding in the side of your car? The beautiful condition you picked up your Audi in can be very hard to maintain with the increased traffic on the UK roads, and the seemingly tighter spaces found in car parks. The sinking feeling you get when you return to your vehicle to see damage to your bodywork can be aggravating and expensive to repair.

Of course, you do have the option of claiming for these types of damage on your comprehensive motor insurance policy. However, this may affect your no claims bonus and your subsequent annual premiums. This seems to add insult to injury for many.

The alternatives include taking a Scratch and Dent Insurance policy that will allow you to cover the costs of minor cosmetic damage on your vehicle in one insurance product. Now Scratch and Dent Insurance is not a miracle cure for any type of damage on a vehicle. For example, where the damage is such that it has to be repaired by a body shop then we cannot cover this type of eventuality. How the Scratch and Dent Insurance would work is where you get a scuff or scrape that can be repaired by a mobile repairer using the SMART repair techniques. Scuffed bumpers and trolley dings to your doors are typically the type of damage that can be claimed for on this policy.   scratch and dent insurance quote for Audi

Why is Scratch and Dent Insurance from Total Loss Gap different from others?

Just a few reasons

  • more claims - most providers only allow 2 or 3 claims a year, with Total Loss Gap Scratch and Dent cover a maximum is 6 claims per 12 months. That means up to 18 claims over a 3-year policy
  • more cover - we cover up to a 15cm area of damage across 2 panels of the car. Many other providers will only cover if the damage is contained within one panel. This can be crucial with the likes of a pearlescent paint finish where blending paint can necessitate the repair extending to a second panel
  • low excess - we only charge an excess/call out charge of £10 per claim
  • no waiting period - you can claim for any new damage* straight away with Total Loss Gap Scratch and Dent Insurance. Many other providers have a 'waiting period' during which time any damage cannot be claimed for.

For more details on Scratch and Dent Insurance please click the following link - Scratch and Dent Cosmetic Repair Insurance for Audi

So there you go, a range of Insurance products available for your Audi car purchase from Total Loss Gap. If you need any further information please call us on 0800 195 4926 or 0151 647 7556 or email us via this link - Email Total Loss Gap

* Pre existing damage prior to the policy purchase is not covered.

Please note we are not the official Audi provider for these products, we simply offer an independent source for products suitable for your Audi car purchase and allow you to compare them with the cover offered by your dealer. Should you wish to get details regarding the official Audi products then please refer to your Audi dealer.

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