What Happens If I Move House During My GAP Policy?

Moving house does not affect your GAP Insurance cover. However, you should notify your provider of your new address so they can update your records and ensure you receive any policy documents or claims correspondence without delay.

Does moving affect cover? · Why update your address? · How to update your details · Related links

Have you recently moved house?

Does moving affect cover?

Your GAP Insurance should remain valid no matter where you live in the UK.
Cover is linked to your vehicle, not your home address, currently. However, future developments may see GAP Insurance cover underwritten by additional factors, such as postcode.
The change is administrative; updating your records can help prevent any issues in the future.
Remember, the GAP Insurance, motor insurance, vehicle finance and policyholder information should all match the same address. If they do not then speak to your GAP Insurance provider.

Why update your address?

To ensure all correspondence (policy documents, renewal notices, claim instructions) reaches you at your new address.
To avoid delays or complications, if you make a claim.
Because insurers are required to keep accurate records for regulatory purposes.

How to update your details

Contact your GAP Insurance provider by phone, email, or contact form.
Provide your policy number and new address details.
Ask for confirmation that your records have been updated.

Total Loss GAP Tip: Keep us updated with any changes to your details. Contact by email, telephone or via our contact page at the top of the website.