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You may want GAP Insurance if your car is new or financed, as it protects against depreciation after a total loss. If you own an older or low-value car, GAP may not be as worthwhile. The decision depends on your car’s age, finance, and risk tolerance.
Who benefits most · When it may not be needed · Factors to consider · Related links
Thinking about GAP Insurance?
At Total Loss GAP, we provide GAP Insurance for individuals who finance their cars through HP or PCP, pay cash for their vehicle, or enter into a lease arrangement. GAP cover is available for between 2 and 5 years. This gives plenty of flexibility for those thinking about buying GAP Insurance.
For more information, visit our GAP Insurance Guides Centre or explore the GAP Insurance 101 quick-fire answers.