GAP Insurance for high value vehicles

 

Total Loss GAP provides GAP Insurance cover for vehicles up to £150,000 in purchase price from a panel of 'A' rated insurers.

 

Buying any car can be a significant investment. Whether it's a luxury saloon, a high-performance sports car or a prestige SUV, protecting that investment matters.

 

All vehicles can suffer from depreciation, and if the car is written off or stolen, then a 'market value' settlement from your motor insurer could leave a hole in your finances.

 

This is where GAP Insurance can step in.    

 

GAP Insurance for higher-priced vehicles from Total Loss GAP

 

Finding GAP Insurance for higher-value vehicles can be difficult. Many insurers, especially smaller ones, may not take on the risk of insuring a higher-value car.

 

At Total Loss GAP, we have access to several of the larger insurers in the market, all of whom provide us with 'A' rated, secure GAP Insurance options for more valuable vehicles.

 

Cover for Vehicles up to £150,000

 

At Total Loss GAP, we can provide GAP Insurance cover for vehicles with a purchase price of up to £150,000, all available to arrange quickly and securely online or by speaking to one of our expert advisors.

 

This level of protection is designed for owners of prestige and performance cars who want peace of mind that their investment is fully protected.

 

Underwritten by 'A' Rated Insurers Only

 

Every GAP Insurance policy is only as strong as the insurer standing behind it. That's why, from October 2025, we only offer GAP Insurance underwritten by a panel of  'A' rated insurers .

 

These insurers have been independently assessed by three leading agencies, AM Best, Standard & Poor's, and Fitch, for their financial strength and stability.

 

This means that when you buy a GAP Insurance policy for your higher value vehicle with us, you're not only covering a substantial financial risk - you're also doing so with the backing of an insurer who has the credit rating, financial strength and stability to honour that promise.

 

The panel of insurers we use do have some different GAP Insurance options, terms, features and conditions. Please ensure you review these at the quote stage. Alternatively, please contact us, and we will be happy to provide you with the details.

 

Why High-Value Vehicles Need Extra Protection

 

• Greater depreciation - High-value vehicles can lose value quickly, sometimes faster than standard models.
• Higher potential shortfalls - A £20,000 shortfall on a £40,000 car is serious, but on a £120,000 car, it could be far greater.
• Peace of mind - Knowing your investment is protected makes ownership less stressful, even in uncertain times.
• Targeted for theft - high-end vehicles can attract unwanted attention. Sophisticated gangs often target these cars to steal.

 

Is GAP Insurance Right for You?

 

If your car costs over £50,000, the financial risk of not having adequate GAP Insurance could increase sharply.

 

With our policies covering vehicles up to £150,000, owners of prestige marques such as Porsche, Maserati, Aston Martin, Land Rover, Range Rover, Bentley, Tesla, and others can protect themselves against the worst-case scenario.

 

Get a Quote Today

 

Arranging cover is simple. You can get a GAP Insurance quote online in just a few minutes, and your policy documents are available immediately.