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0800 195 4926

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Customer Service Lines Open Mon-Fri 9am-6pm, Closed Saturday & Sunday

0800 195 4926

Customer Service Lines Open Mon-Fri 9am-6pm

Why is my tyre insurance quote higher than my gap insurance?


You would be forgiven for thinking that there is a mistake, as chances are that our automated system will have quoted you considerably more for a three-year tyre insurance quote than it has for a five-year gap insurance quote. 


That said, you would unfortunately be wrong.


So why will your tyre insurance policy cost more?


The simple reason is that tyre insurance, like any other insurance, is all based on reliable statistics. These statistics reflect the likelihood of you making a claim and our claims team having to settle it. Tyre punctures and blowouts are common occurrences, and they can happen to anyone at any time, regardless of how careful they are. 


This means that practically speaking, you are much more likely to make a tyre insurance claim than a gap insurance claim. While the cost of settling the claim will be much lower, it will happen much more often.


For example, one gap insurance claim, which statistically happens to less than 5% of customers, may cost £9,500 to settle. That equates to just 27 people needing a new replacement tyre.


This frequency of claims means that your tyre insurance policy, while normally costing less than the replacement cost of one tyre, will cost as much, if not more, than your gap insurance policy. 


Why not call 0800 195 4926 and speak to a team member and see just how affordable complete protection for your vehicle could be?