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FCA Regulation |


For any business or organisation to be able to offer, advise or provide insurance and financial services within the UK, they must be regulated by the Financial Conduct Authority. The Financial Conduct Authority, the FCA for short, took over the regulation from the Financial Services Authority and consumer credit licences from the Office of Fair Trading and is now responsible for regulating the financial services sector and therefore insurance. is an online trading name of Aequitas Automotive Ltd (Company Registration Number 7347606)

Aequitas Automotive Limited is Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 821163. Aequitas Automotive Limited’s permitted business is arranging general insurance contracts and consumer credit broking, but not as a lender. We can introduce you to a limited number of lenders and finance products to assist with your purchase, who may pay us for introducing you to them.
You can check this on the FCA Register by visiting the or by contacting the FCA direct on 0800 111 6768.


When purchasing any form of insurance in the UK, you want to be sure of at least two things, the first is that the provider is regulated by the Financial Conduct Authority and also that the policy itself is backed by the Financial Services Compensation Scheme in the UK. Our policies are backed by the Financial Services Compensation Scheme in the UK and we are regulated by the Financial Conduct Authority.


FCA & Gap Insurance


In September 2015 the Financial Conduct Authority (FCA) changed the way in which they wanted Gap Insurance and other supplementary products introduced and sold in the UK. The changes announced had been designed to improve competition in the market and enable consumers to make an informed decision on Gap Insurance and whether or not it's suitable for you.


Because of the way Gap Insurance had previously been sold, the FCA introduced a number of rules that had to be followed when introducing Gap protection within the dealership. They now must state that you have the option to purchase Gap Insurance elsewhere and give you a grace period of 4 days for you to consider the product, have a look at alternatives and decide whether or not the insurance is suitable for you.